Pawel leads IBM’s Financial Services industry in the Middle East and Africa, serving major retail and commercial banks, Central Banks, insurers and other financial institutions – from Turkey to South Africa. He has over 30 years of professional and executive experience in information technology, software development, business consulting and management, with focus on technology applications in banking and insurance. He regularly advises IBM customers on topics such as innovation, strategy and business models, digital reinvention, Blockchain and artificial intelligence. Pawel joined IBM in 1995 as a professional hire.